Author Archives: Home Loan Cash Back

5 Signs You’re Ready to Buy a Home with your Partner

5 Signs You're Ready to Buy a Home with your Partner

When you spend enough time living in domestic bliss with your other half in a rented home or apartment, you’ll inevitably find that you begin to ask yourself one key question: “Is it time to buy a home?” There are plenty of great reasons why you might want to consider getting involved in a mortgage […]

4 Crucial Things all Buyers Should Look for When Inspecting a Property

4 Crucial Things all Buyers Should Look for When Inspecting a Property

Most of the time, when potential home buyers begin their search for their ideal property, they do so looking for a specific “feeling” that lets them know when the right time is to buy. Although there’s nothing wrong with letting your emotions help you on the path towards finding the perfect property, it’s important to […]

4 Tips that Will Help You Save for your First Home Deposit

4 Tips that Will Help You Save for your First Home Deposit

If you want to own your very own slice of Australian real estate, then you’re going to need to do some careful planning. After all, few of us have the luxury of being able to simply go out and buy a home whenever we feel like it. That means, before you can start daydreaming about […]

Are you Missing Out on a Crucial Mortgage Benefit?

Are you Missing Out on a Crucial Mortgage Benefit?

If you already have a mortgage in place, it might be good news for you to learn that it’s not too late to fix the mistakes that you’ve already made. Alternatively, if you’ve picked a home loan that’s simply not right for you, it’s possible to start taking steps now to improve your chances of […]

What to Know about the Bank Lending Changes

Thanks to regulations and changing financial backgrounds, the systems for lending money from a banking organisation have changed. In the past, the bank would offer the same variable or fixed rate loan to a prospective customer, regardless of whether you were purchasing the home to live in, or you were buying a property as an […]

What is Rentvesting? Is it Good for your Financial Future?

What is Rentvesting? Is it Good for your Financial Future?

One of the biggest questions facing people living in Australia today, is whether they should rent, or buy property. With the housing crisis in full swing, it’s becoming more difficult for first-time buyers to get their foot onto the property ladder – an issue that has prompted some people to begin thinking about whether renting […]

5 Signs You’re Paying Too Much for your Mortgage

5 Signs You're Paying Too Much for your Mortgage

Owning your own home can be a great step along the path to financial freedom, but it can also be a serious burden if you aren’t cautious. A mortgage can be a heavy weight on your finances, if you either purchase a home that you can’t quite afford, or you find yourself locked within unfavourable […]

5 Tips for Getting the Right Home Loan

5 Tips for Getting the Right Home Loan

When you apply for a new home loan, you want to make sure not only that you’re getting the best deal available to you – but also that your chances of being approved for your new loan are as high as possible. After all – no-one likes rejection. At Home Loan Cash Back, our professional […]

Top Tips for Millennials Who Want to Get a Foot on the Property Ladder

Top Tips for Millennials Who Want to Get a Foot on the Property Ladder

The unfortunate truth of home ownership in Australia these days is that getting your foot onto the property ladder isn’t quite as simple as it should be. That’s part of the reason why we’re devoted to getting you the home of your dreams, while still giving you some money back at Home Loan Cash Back. […]