Author Archives: Home Loan Cash Back

Buying a Home? Building Inspections are Essential

Buying a Home? Building Inspections are Essential

When you’re buying a new home or budgeting for your mortgage, it can feel as though building inspections are yet another expense to think about on top of growing list of financial commitments. Unfortunately, although building inspections might not be the most exciting thing to think about when you’re purchasing a property, they are an […]

Are you Ready to Invest in a Bigger House?

Are you Ready to Invest in a Bigger House?

Sometimes, when you realise that your family or your income has outgrown your existing property, there’s only one thing left to do – and that’s invest in something bigger and better. Although it’s important to make sure that you don’t jump into a home buying situation that you’re not ready for, sometimes, trading up on […]

General Advice for Buying a Home with Little to No Deposit

Advice for Buying a Home with Little to No Deposit

Buying a home is a significant part of the average Australian dream. At Home Loan Cash Back, we devote our considerable experience in the world of mortgages, to help you find the loan that best suits your needs, and ensure that you can afford each repayment with ease. On top of that, you get access […]

What Are Mortgage Offset Accounts?

Here at Home Loan Cash Back, it’s our aim to give you the best deal on your home loan, by evaluating the offers available on the market and giving you advice on the deals that are available to you. While we’re looking at the loans that you might be able to apply for, we won’t […]

Make Sure You Never Pay More than Necessary on Home Loans

Make Sure You Never Pay More than Necessary on Home Loans

In Australia today, it’s safe to say that variable interest rates are far from “standard”. Not only are we dealing with rates that seem to jump up and down between lenders, but we’re also managing variations between policies too, depending on the kind of features that you’re hoping to get alongside your home loan. At […]

Thinking of Moving to a Bigger Family Home? Here’s What You Need to Know

Thinking of Moving to a Bigger Family Home? Here's What You Need to Know

Remember back when you bought your first home? A few years ago, it was the perfect place for just you and your partner. Unfortunately, now that you have a couple of kids to think about, and a handful of pets in your gang, you simply don’t have enough room anymore. Whether you’re just about to […]

What are the Costs of Refinancing a Home Loan?

What are the Costs of Refinancing a Home Loan?

Mortgage no longer working for you? A lot of people find themselves paying more than they’d like to on their home loan when they could potentially get a better deal by checking out the offers that competitors provide. Refinancing can be a great option for lowering your repayments – but there’s always a risk that […]

Refinancing Your Mortgage to Pay for Home Improvements

Refinancing Your Mortgage to Pay for Home Improvements

Are you sick and tired of looking at your old, out-of-date kitchen? Maybe you have someone new joining your family soon, and you need some extra space in the form of an extension or conservatory? There are countless ways that you can make improvements to your home to give yourself and your family additional comfort. […]

Stressing About Your Home Loan? These Tips Could Help

Stressing About Your Home Loan? These Tips Could Help

The term “mortgage stress” is currently used to refer to the experience a homeowner feels when they’re spending more than 30% of their income on the repayments for their home loan. When funds are low, and homeowners are being forced to live beyond their means, they’re more prone to anxiety and panic. As interest rates […]