Tag Archives: interest rates

RBA Future Mortgage Rate Cuts

The RBA recently dropped the cash rate to a record low of 1.25%. This is great news for homeowners and anyone with a mortgage. It is also positive for those looking to get into the property market. Cheap mortgage home loan rates are always welcomed. Many of the banks lowered their variable rates by the […]

What Are Mortgage Offset Accounts?

Here at Home Loan Cash Back, it’s our aim to give you the best deal on your home loan, by evaluating the offers available on the market and giving you advice on the deals that are available to you. While we’re looking at the loans that you might be able to apply for, we won’t […]

Make Sure You Never Pay More than Necessary on Home Loans

Make Sure You Never Pay More than Necessary on Home Loans

In Australia today, it’s safe to say that variable interest rates are far from “standard”. Not only are we dealing with rates that seem to jump up and down between lenders, but we’re also managing variations between policies too, depending on the kind of features that you’re hoping to get alongside your home loan. At […]

Refinancing Your Mortgage to Pay for Home Improvements

Refinancing Your Mortgage to Pay for Home Improvements

Are you sick and tired of looking at your old, out-of-date kitchen? Maybe you have someone new joining your family soon, and you need some extra space in the form of an extension or conservatory? There are countless ways that you can make improvements to your home to give yourself and your family additional comfort. […]

5 Signs You’re Paying Too Much for your Mortgage

5 Signs You're Paying Too Much for your Mortgage

Owning your own home can be a great step along the path to financial freedom, but it can also be a serious burden if you aren’t cautious. A mortgage can be a heavy weight on your finances, if you either purchase a home that you can’t quite afford, or you find yourself locked within unfavourable […]

3 Things to Consider When Choosing Which Bank to Work with

3 Things to Consider When Choosing Which Bank to Work with

Choosing your ideal loan isn’t just about deciding how much money you need to borrow, or finding out whether there’s any special deals being offered in your area. You’ll also need to make sure that you’re working with a bank that you can trust. Sometimes, choosing the best bank for your lending requirements can be […]